If you are involved in the building industry or make a living from Property Development and refurbishment then the good news is that funds are available for profitable projects which fit criteria. Property Development and Refurbishment loans are provided from £50K upwards.

A brief synopsis of current key underwriting criteria:

  • All residential Property Types supported – Houses,Terrace, Mews, Flats

  • Applications should be supported by good evidence of demand in the local area

  • If properties are to be retained on completion a long term re-finance option can be provided

  • Mixed use and Commercial Schemes can be supported subject to a demonstrable demand on completion

  • Developments should demonstrate sufficient margin to absorb any possible future reduction in the anticipated Gross Developed Value (GDV) of the project.

  • The borrower or proposed main contractor should have a good CV and be able to demonstrate experience in the sector


Under normal circumstances we provide loans equivalent to 70% of the estimated GDV of the project however,for experienced developers and if additional security is made available we can often provide funding up to 100% of all site purchase, development and finance costs. We can also introduce Mezzanine Loans secured on a 2nd charge to provide any additional ‘top up’ funding.

For free, expert advice to help secure funding for your development project please contact us today!